5.6 Million Exposed in 700Credit Data Breach
▼ Summary
– A data breach at 700Credit, a credit check company for auto dealerships, compromised the personal data of at least 5.6 million people.
– The stolen information included names, addresses, dates of birth, and Social Security numbers.
– The Michigan-based company attributed the October breach to an unidentified bad actor who stole data collected between May and October 2025.
– 700Credit is notifying affected individuals by mail and offering them credit monitoring services.
– Michigan’s attorney general advises recipients to act promptly by using credit freezes or monitoring to prevent fraud.
A significant data breach at 700Credit, a major provider of credit and identity verification services for U.S. auto dealerships, has compromised the sensitive personal information of millions. The company confirmed that an unauthorized party accessed its systems, leading to the exposure of names, addresses, dates of birth, and Social Security numbers for at least 5.6 million individuals.
The Michigan-based firm attributed the incident to an unidentified bad actor who infiltrated its network. According to details provided by the Michigan Attorney General’s office, the hacker specifically targeted and stole personal data that had been collected from dealership clients over a five-month period, between May and October of 2025.
In response to the breach, 700Credit has begun notifying affected individuals via postal mail. These letters include offers for complimentary credit monitoring services to help victims safeguard their financial identities. The company’s public statement on its website outlines the steps it is taking following the discovery of the security incident.
Michigan Attorney General Dana Nessel issued a strong warning to residents who may receive this correspondence. She emphasized that the notification should be taken very seriously. “If you get a letter from 700Credit, don’t ignore it,” Nessel stated. She urged prompt action, advising that placing a credit freeze or enrolling in monitoring services are critical measures for preventing identity theft and financial fraud.
This breach highlights the substantial risks associated with centralized repositories of consumer data used by industries like automotive retail. The exposed information, particularly Social Security numbers, provides criminals with everything needed to commit various forms of identity fraud, from opening new lines of credit to filing fraudulent tax returns. Experts recommend that anyone potentially impacted should immediately review their financial statements, set up fraud alerts with the major credit bureaus, and consider a full credit freeze for maximum protection.
(Source: TechCrunch)
