Saudi’s Orbii Raises $3.6M Seed Round Led by Prosus for SME Lending
▼ Summary
– Orbii raised $3.6 million in seed funding led by Prosus Ventures, with participation from several other investors.
– The Riyadh-based startup provides AI-powered credit infrastructure for financial institutions and B2B platforms to launch SME lending products.
– Its platform integrates with existing business systems to automate underwriting, disbursement, and loan monitoring in real time.
– Orbii plans to use the funding to scale its teams, deepen regional integrations, and expand in Saudi Arabia and the UAE.
– The company aims to power $1 billion in SME loans by 2026, having already processed thousands of applications and approved millions in loans.
A Riyadh-based credit infrastructure platform has secured $3.6 million in seed funding led by Prosus Ventures, with additional backing from VentureSouq, DASH Ventures, Taz Investments, and Sanabil 500. The investment will accelerate the company’s mission to transform how small and medium enterprises access financing across the Middle East and North Africa.
Orbii, established in 2024 by Nauman Ali, Guillaume Kieffer, and Nasara Mughal, leverages AI-powered credit infrastructure to help financial institutions and B2B platforms roll out tailored lending products for SMEs. The platform integrates seamlessly with existing business ecosystems, such as banks, fintech services, point-of-sale networks, and enterprise resource planning systems, to automate underwriting, fund disbursement, and ongoing loan monitoring in real time.
By processing raw financial data within seconds, Orbii enables rapid lending decisions. The company currently collaborates with digital lenders, fintech firms, payment processors, and B2B marketplaces. Fresh capital will support the expansion of its engineering and data science teams, deepen integrations with regional financial systems, and fuel growth in Saudi Arabia and the UAE.
The platform offers a modular infrastructure that allows businesses to launch, test, and manage a variety of lending products without developing credit functions from the ground up. Its artificial intelligence system handles automated credit decisions, data ingestion, parsing, enrichment, and scoring, streamlining the loan application process and significantly cutting down on manual effort.
Orbii supports multiple lending solutions, including salary advances, merchant financing, working capital loans, embedded lending, and buy-now-pay-later services. The platform’s proprietary borrower intelligence system constructs dynamic profiles for each applicant, evaluating factors like cash runway, behavioral risk, credit signals, and repayment capacity using more than a thousand derived financial metrics.
Nauman Ali, Co-founder and CEO of Orbii, shared his vision: “We’re working toward a future where every business in the MENA region can access credit instantly, embedded right within the systems and workflows they use every day. Credit decisioning shouldn’t feel like a process, it should be a reflex.”
Robin Voogd, Head of Middle East Investments at Prosus Ventures, commented: “From our very first meeting, Orbii stood out due to their rapid implementation capabilities, the team’s deep expertise, and the concrete value they deliver to clients.”
Already partnering with a growing roster of lenders and digital channels, Orbii has processed thousands of loan applications and facilitated millions of dollars in approved financing. With this new injection of capital, the company aims to power $1 billion in SME loans by 2026.
(Source: MENAbytes)
