Google Boosts AI Fraud Detection & Security in India

▼ Summary
– Google launched its Safety Charter in India to expand AI-driven fraud detection and combat scams, addressing rising digital fraud like UPI-related scams and digital arrest schemes.
– Google established a security engineering center (GSec) in India to collaborate with local stakeholders on cybersecurity, privacy, and AI solutions, focusing on scams, enterprise security, and responsible AI.
– Google partnered with India’s Cyber Crime Coordination Centre (I4C) and introduced DigiKavach to counter malicious financial apps, while AI tools like Scam Detection and Play Protect have blocked millions of threats.
– Google is addressing AI misuse, such as phishing scams and deepfakes, by testing AI models and developing frameworks like the Secure AI Framework to prevent abuse of its Gemini models.
– Despite promoting multi-factor authentication (MFA) and passwordless security, Google acknowledges challenges in India due to diverse demographics, with SMS-based authentication remaining a preferred method.
Google is ramping up its AI-powered security measures in India to tackle the alarming rise in digital fraud across the country. As the tech giant’s second-largest market, India has seen an 85% surge in scams linked to the UPI payment system alone, totaling nearly $127 million last year. Fraudsters are increasingly using sophisticated tactics, including fake government impersonations and predatory loan apps, to exploit unsuspecting victims.
To counter these threats, Google has introduced its Safety Charter for India, reinforcing its commitment to cybersecurity through AI-driven solutions. The company also inaugurated its fourth global security engineering center (GSec) in the country, joining existing hubs in Dublin, Munich, and Malaga. This facility will collaborate with local authorities, academic institutions, and businesses to develop tailored defenses against cybercrime, privacy breaches, and AI-related risks.
A key initiative under this charter is DigiKavach, Google’s fraud detection program launched in 2023 to combat malicious financial apps. The company has also partnered with India’s Cyber Crime Coordination Centre (I4C) to enhance public awareness and prevention efforts. According to Heather Adkins, Google’s VP of security engineering, the focus will be on three critical areas: online scams, enterprise cybersecurity, and responsible AI development.
AI is already playing a pivotal role in safeguarding users. Google Messages’ Scam Detection feature blocks over 500 million suspicious texts monthly, while Play Protect has prevented 60 million high-risk app installations in India. Additionally, Google Pay flagged 41 million potentially fraudulent transactions last year.
However, the battle against cybercrime is evolving. Adkins warns that AI-powered deepfakes and voice cloning scams are becoming more prevalent, requiring continuous advancements in detection. Google is actively refining its Secure AI Framework to prevent misuse of tools like Gemini by malicious actors. The company is also working with researchers to establish safety protocols before AI threats escalate globally.
Another growing concern is commercial surveillance vendors, which sell spyware tools to hackers and governments. Adkins highlights how these platforms enable large-scale attacks without requiring technical expertise. In India, fraudsters have even adopted digital arrest scams, leveraging fear tactics to extort victims.
While multi-factor authentication (MFA) remains a crucial defense, adoption in India faces challenges due to diverse user behaviors. SMS-based verification remains popular, though Google continues advocating for stronger methods like hardware security keys.
As cybercriminals grow more sophisticated, Google’s expanded efforts in India aim to set a global benchmark for AI-driven fraud prevention. The company’s localized approach underscores the importance of addressing regional threats while preparing for their potential spread worldwide.
(Source: TechCrunch)